Financing & Leasing
Mainer Ford makes it easy to finance your next vehicle. With our relationship with multiple trusted financing sources, we are committed to finding you a low rate with flexible terms. Our finance experts are committed to finding you the best deal no matter your credit situation.
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Use our free online appraisal tool to estimate the value of your trade-in! Our online payment calculator can help you find the perfect payment for you and your vehicle purchase. When you are ready to buy or lease, you can fill out our quick online financing application, and our finance experts at Mainer Ford will help guide you through the rest of the process.
Buying vs. Leasing
Deciding whether to buy or lease a new Ford can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.
When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.
When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.
What Can I Afford?
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